I come from a large family. When my mother passed away in 2001, she unfortunately had no life insurance and apart from it being really sad, the whole situation was very complicated because the rest of us were disabled and had no way of paying for the funeral. The only one who could finance her funeral was my younger brother who is two years younger than me, his name is Michael.
When my father passed away, thankfully, all his brothers got together and paid for his funeral ceremony because we had no money and he had no end of life cover either. They paid for everything; it was lovely and kind of them.
I don’t want to put that kind of burden on my family. Moreover, I wouldn’t want anybody to go through what my family has been through. I just want a closed casket or to be cremated, and everybody to remember how I was when I was happy, when I was alive. And I think that would be the best thing and everybody at the ceremony would know that this was my decision and final wish.
My insurance agents have been so wonderful sending me all kinds of letters and other support, and for them to care about me like they do, is just truly incredible, but real at the same time.
I can't stress enough how this type of policy will save my family from all kinds of feuds and unnecessary conversations. For me, it is a really easy and affordable way to deal with funding my final expenses. At the end of the day, when my time comes, I know that my closest ones will be able to remember, mourn and celebrate our moments together, rather than having to focus on organizing my funeral.